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NM Personal Finance Introduction Level 4 (AG) 2026-27
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NM Personal Finance Unit Specification
Outcome 1
NM Personal Finance-1-Bank Accounts
Managing Personal Finance - Part 1
How can I understand financial risks and rewards Presentation
Understanding financial risks and rewards activity sheet (Print)
Different types of saving accounts-Two Teacher Video
Two Teachers crossword- (Print)
Debit & Credit Cards - Video
Debit-Cards-vs-Credit-Cards---Activity-Worksheet
ANSWER~1
SAVING Account Activity (Calculators)
SAVING Account Solution
(b) Describe the process of opening a personal bank account.
NM Personal Finance-1-Bank Accounts (1)
Banking
L1-Opening-a-bank-account PP & Tasks
(c) Identify different sources of borrowing and the cost of borrowing from each source
NM Personal Finance-2-Borrowing
Different Types of Borrowing - Video
Borrowing Money Quiz (5 Points)
(d) Investigate the use of credit cards and hire purchase as methods of payment over a set period of time.
Credit Cards and Loans (3)
Savings & Investment Crossword Worksheet
Advantages and Disadvantages of Hire Purchase and Credit Cards Quiz
(e) Describe the advantages and disadvantages of hire purchase and credit cards as methods of borrowing and payment.
Revision
Outcome 2
(b) Describe the main differences between full-time, part-time & zero-hours contracts of employment.
(c) Describe different forms of personal income from employment.
(d) Carry out simple calculations involving deductions from gross pay, to work out net pay.
Outcome 3
(b) Identify items in a household budget that can be described as essential and nonessential.
(c)Carry out straightforward calculations to set a balanced household budget, in which expenditure does not exceed income.
REVISION
Outcome 4
(b) Investigate at least two types of insurance and why they may be necessary.
(c) Identify some of the main types of financial scams and fraud that can affect personal finances.
(d) Describe security measures individuals can take to avoid financial scams and fraud
How can I understand financial risks and rewards? Week 8
How do I choose financial product and services? Week 9
When will I have to borrow money? Week 10
How will education affect finance? Week 11
How can I avoid identity theft and fraud? Week 12
Staying safe on Social Media-Video Week 13
How do I plan for the unexpected? Week 13
All about Insurance Week 14
Carbon Footprint Tracker Week 15
How does money affect my mental welbeing? Week 16
Assessments
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Faculty: STEM, Enterprise and Arts
Art & Design (SEA01)
Automotive (SEA16)
Brickwork & Construction (SEA1
Construction
David Hendrie
Marc Hynes
Business Admim (SEA03)
Business, Administration & Finance
Anne Gillies
Gemma McNeil
Jacqueline Waugh
Susan Bell
CAD & Building Services (SEA08
Civil Engineering (SEA10)
Computing (SEA04)
Computing
Colin Rutherford
John Ferguson
David Cassidy
Electrical Engineering (SEA18)
Electrical Installation (SEA13
Fashion (SEA21)
Jewellery (SEA22)
Joinery (SEA17)
Mathematics (SEA19)
Mechanical Engineering (SEA09)
Engineering
Samuel Holland
Performing Arts (SEA07)
LMHNC
MW
Photography (SEA02)
Art and Photography
Lorna Fraser
Mark Scott
Simon Murphy
David Stanton
Plumbing (SEA14)
Science & Access (SEA20)
VQ Building Services (SEA12)
Faculty: Wellbeing, Development and Creative Services
Barbering (WDCS09)
Child Care and Early Education
Course Packs
Higher National
Communications (WDCS14)
Community Work (WDCS11)
Youth Work
ESOL (WDCS05)
Film & TV (BCI04)
Hairdressing & Beauty (WDCS10)
Beauty and Hairdressing
Tracy Hunter
Health Care (WDCS06)
Healthcare
Janine Millward
Hospitality (WDCS12)
Music & Production (WDCS03)
Music and Business
Sara Fellows
Sound Production
Kyle Irwin
Jim Brady
Kevin Dobie
Social Care (WDCS07)
Sport (WDCS08)
Sport
Supported Learning (WDCS04)
Transitions (WDCS13)
eLearning Resources
Art and Design
Artificial Intelligence
Automotive
Biopsychology
British Sign Language
Business and Enterprise
Childcare
Community Learning
Alcohol Awareness
Back to Basics
Employability
Life Skills
Literacy
Numeracy
Study Skills
Safeguarding
Construction
Cyber Security
Digital Marketing
Engineering
English Language Skills
Esports
Financial Literacy
Hair and Beauty
Healthcare
Leadership & Management
Media Literacy
Science: Working in a Labratory
Social Care
Sport
Sustainability and the Environment
Teacher Training
Digital Skills | Learning Technologies
Moodle Learn
Kelvin: Staff
Training
Course Formats
Library
Home
User Guides
Collapse
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1. Home page navigation
2. Using My Courses
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Course information
NM Personal Finance Introduction Level 4 (AG) 2026-27
Skill Level
:
Beginner
